danwrich


Daniel Richards

Photo of Daniel Richards

Associate Professor

Email: danwrich@yorku.ca
Primary website: ORCID Profile
Secondary website: Google Scholar Profile


Daniel Richards is an Associate Professor in the School of Administrative Studies. He teaches personal financial planning. His research interests are behavioural finance, financial planning and investment decision making.

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Degrees

PhD, The Open University (UK)
MRes, The Open University (UK)
MBus, The University of Otago (NZ)
Bcom , The University of Otago (NZ)

Community Contributions

Editorial Board of the Financial Planning Research Journal
https://sciendo.com/journal/FPRJ?content-tab=editorial-board

Founding member of the Behavioural Finance and Accounting Research Group
https://commerce.uct.ac.za/college-accounting/research/behavioural-finance-and-accounting-bfa

Research Interests

Financial and Monetary Systems , Psychology, Personal Finance, Behavioural Finance
Book Chapters

Publication
Year

Richards, D. W. (2023). Behavioural Aspects of Financial Advice. In: Blijlevens, J., Elkins, M., Neelim, A. (eds) Behavioural Business: The Psychology of Decisions in Economy, Business and Policy Contexts (pp. 191-203) Springer Nature, Singapore. https://doi.org/10.1007/978-981-19-5546-4_11

2023

Tahir, M.S., & Richards, D. W. (2023). Chapter 18: Consumer financial behavior and financial capability. In J. Xiao& S. Kumar (Eds.) A Research Agenda for Consumer Financial Behavior. (pp. 245-258). Edward Elgar Publishing. https://doi.org/10.4337/9781803922652.00027

2023

Journal Articles

Publication
Year

Richards, D. W., Robinson, C., & Willows, G. D. (2024). Professionalisation of financial planning in Australia, Canada, and South Africa. Australian Journal of Management 0(0). https://doi.org/10.1177/03128962241246679

2024

Willows, G. D., & Richards, D. W. (2023). Buy and buy again: The impact of unique reference points on (re)purchase decisions. International Review of Finance, 23 (2): 301-316 https://doi.org/10.1111/irfi.12399

2023

Tahir, M.S., Richards, D.W. and Ahmed, A.D. (2023), The role of financial risk-taking attitude in personal finances and consumer satisfaction: evidence from Australia, International Journal of Bank Marketing 41 (4): 787 - 809 https://doi.org/10.1108/IJBM-09-2022-0431

2023

Richards D. W., Ahmed A. D., Bruce K. (2022) Ethics in financial planning: Analysis of ombudsman decisions using codes of ethics and fiduciary duty standards. Australian Journal of Management. 47(3): 401-422 doi:10.1177/03128962211022568

2022

Richards, D.W., Ukwatte Jalathge, S.L. and Senarath Yapa, P.W. (2022), The professionalization of financial planning in Australia: an institutional logics perspective, Journal of Public Budgeting, Accounting & Financial Management, 34 (2): 238-256 https://doi.org/10.1108/JPBAFM-11-2020-0182

2022

Tahir, M.S., Shahid, A.U. and Richards, D.W. (2022), The role of impulsivity and financial satisfaction in a moderated mediation model of consumer financial resilience and life satisfaction, International Journal of Bank Marketing 40 (4) pp. 773-790. https://doi.org/10.1108/IJBM-09-2021-0407

2022

Richards, D. W. and Safari, M. (2021), Disclosure effectiveness in the financial planning industry, Qualitative Research in Financial Markets, 13 (5): 672-691 https://doi.org/10.1108/QRFM-04-2020-0060

2021

Tahir, M. S., Ahmed, A. D. and Richards, D. W. (2021), Financial literacy and financial well-being of Australian consumers: a moderated mediation model of impulsivity and financial capability, International Journal of Bank Marketing 39 (7): 1377-1394 https://doi.org/10.1108/IJBM-09-2020-0490

2021

O'Dwyer, M. & Richards, D. W. (2021) Occupational boundaries: Gender capital and career progression in the financial planning industry. FINANCIAL PLANNING REVIEW 4:e1123 DOI: https://doi.org/10.1002/cfp2.1123

2021

Richards, D. W. & Morton. E. (2020) Conceptualising Financial Advice in Australia: The Impact of Business Models and External Stakeholders on Client’s Best Interest Practice Financial Services Review 28 (2): 133 – 158

2020

Richards, D. W., Roberts, H., & Whiting, R., (2020) Female financial advisers: Where art thou? Australian Journal of Management 45 (4) 624- 644 https://doi.org/10.1177/0312896219896389

2020

Tahir, M. S., Richards, D. W. & Ahmed, A. D. (2020) Financial Literacy, Attitudes, and Financial Satisfaction: An Assessment of Credit Card Debt-Taking Behavior of Australians Financial Services Review 28 (4): 273-301

2020

Richards, D. W. & Willows G. D. (2019) Monday mornings: Individual investor trading on days of the week and times within a day Journal of Behavioral and Experimental Finance, 22: 105-115, https://doi.org/10.1016/j.jbef.2019.02.009

2019

Richards, D. W., Fenton-O’Creevy, M. P., Rutterford, J. M. & Kodwani, D. (2018) Is the disposition effect related to investors’ reliance on System 1 and System 2 processes or their strategy of emotion regulation? Journal of Economic Psychology 66: 79-92 DOI: https://doi.org/10.1016/j.joep.2018.01.003

2018

Richards, D. W. & Willows G. D. (2018) Who trades profusely? The characteristics of individual investors who trade frequently. Global Finance Journal. 35(2): 1-11, DOI: https://doi.org/10.1016/j.gfj.2017.03.006

2018

Richards, D. W. Rutterford, J. M., Fenton-O’Creevy, M. P. & Kodwani, D (2017) Stock market investors’ use of stop losses and the disposition effect. The European Journal of Finance 23(2): 130 - 152. DOI: http://dx.doi.org/10.1080/1351847X.2015.1048375

2017

Fenton-O'Creevy, M., Lins, J. T., Vohra, S., Richards, D. W., Davies, G., & Schaaff, K. (2012). Emotion regulation and trader expertise: Heart rate variability on the trading floor. Journal of Neuroscience, Psychology, and Economics, 5(4): 227-237. doi:10.1037/a0030364

2012


Daniel Richards is an Associate Professor in the School of Administrative Studies. He teaches personal financial planning. His research interests are behavioural finance, financial planning and investment decision making.

Degrees

PhD, The Open University (UK)
MRes, The Open University (UK)
MBus, The University of Otago (NZ)
Bcom , The University of Otago (NZ)

Community Contributions

Editorial Board of the Financial Planning Research Journal
https://sciendo.com/journal/FPRJ?content-tab=editorial-board

Founding member of the Behavioural Finance and Accounting Research Group
https://commerce.uct.ac.za/college-accounting/research/behavioural-finance-and-accounting-bfa

Research Interests

Financial and Monetary Systems , Psychology, Personal Finance, Behavioural Finance

All Publications


Book Chapters

Publication
Year

Richards, D. W. (2023). Behavioural Aspects of Financial Advice. In: Blijlevens, J., Elkins, M., Neelim, A. (eds) Behavioural Business: The Psychology of Decisions in Economy, Business and Policy Contexts (pp. 191-203) Springer Nature, Singapore. https://doi.org/10.1007/978-981-19-5546-4_11

2023

Tahir, M.S., & Richards, D. W. (2023). Chapter 18: Consumer financial behavior and financial capability. In J. Xiao& S. Kumar (Eds.) A Research Agenda for Consumer Financial Behavior. (pp. 245-258). Edward Elgar Publishing. https://doi.org/10.4337/9781803922652.00027

2023

Journal Articles

Publication
Year

Richards, D. W., Robinson, C., & Willows, G. D. (2024). Professionalisation of financial planning in Australia, Canada, and South Africa. Australian Journal of Management 0(0). https://doi.org/10.1177/03128962241246679

2024

Willows, G. D., & Richards, D. W. (2023). Buy and buy again: The impact of unique reference points on (re)purchase decisions. International Review of Finance, 23 (2): 301-316 https://doi.org/10.1111/irfi.12399

2023

Tahir, M.S., Richards, D.W. and Ahmed, A.D. (2023), The role of financial risk-taking attitude in personal finances and consumer satisfaction: evidence from Australia, International Journal of Bank Marketing 41 (4): 787 - 809 https://doi.org/10.1108/IJBM-09-2022-0431

2023

Richards D. W., Ahmed A. D., Bruce K. (2022) Ethics in financial planning: Analysis of ombudsman decisions using codes of ethics and fiduciary duty standards. Australian Journal of Management. 47(3): 401-422 doi:10.1177/03128962211022568

2022

Richards, D.W., Ukwatte Jalathge, S.L. and Senarath Yapa, P.W. (2022), The professionalization of financial planning in Australia: an institutional logics perspective, Journal of Public Budgeting, Accounting & Financial Management, 34 (2): 238-256 https://doi.org/10.1108/JPBAFM-11-2020-0182

2022

Tahir, M.S., Shahid, A.U. and Richards, D.W. (2022), The role of impulsivity and financial satisfaction in a moderated mediation model of consumer financial resilience and life satisfaction, International Journal of Bank Marketing 40 (4) pp. 773-790. https://doi.org/10.1108/IJBM-09-2021-0407

2022

Richards, D. W. and Safari, M. (2021), Disclosure effectiveness in the financial planning industry, Qualitative Research in Financial Markets, 13 (5): 672-691 https://doi.org/10.1108/QRFM-04-2020-0060

2021

Tahir, M. S., Ahmed, A. D. and Richards, D. W. (2021), Financial literacy and financial well-being of Australian consumers: a moderated mediation model of impulsivity and financial capability, International Journal of Bank Marketing 39 (7): 1377-1394 https://doi.org/10.1108/IJBM-09-2020-0490

2021

O'Dwyer, M. & Richards, D. W. (2021) Occupational boundaries: Gender capital and career progression in the financial planning industry. FINANCIAL PLANNING REVIEW 4:e1123 DOI: https://doi.org/10.1002/cfp2.1123

2021

Richards, D. W. & Morton. E. (2020) Conceptualising Financial Advice in Australia: The Impact of Business Models and External Stakeholders on Client’s Best Interest Practice Financial Services Review 28 (2): 133 – 158

2020

Richards, D. W., Roberts, H., & Whiting, R., (2020) Female financial advisers: Where art thou? Australian Journal of Management 45 (4) 624- 644 https://doi.org/10.1177/0312896219896389

2020

Tahir, M. S., Richards, D. W. & Ahmed, A. D. (2020) Financial Literacy, Attitudes, and Financial Satisfaction: An Assessment of Credit Card Debt-Taking Behavior of Australians Financial Services Review 28 (4): 273-301

2020

Richards, D. W. & Willows G. D. (2019) Monday mornings: Individual investor trading on days of the week and times within a day Journal of Behavioral and Experimental Finance, 22: 105-115, https://doi.org/10.1016/j.jbef.2019.02.009

2019

Richards, D. W., Fenton-O’Creevy, M. P., Rutterford, J. M. & Kodwani, D. (2018) Is the disposition effect related to investors’ reliance on System 1 and System 2 processes or their strategy of emotion regulation? Journal of Economic Psychology 66: 79-92 DOI: https://doi.org/10.1016/j.joep.2018.01.003

2018

Richards, D. W. & Willows G. D. (2018) Who trades profusely? The characteristics of individual investors who trade frequently. Global Finance Journal. 35(2): 1-11, DOI: https://doi.org/10.1016/j.gfj.2017.03.006

2018

Richards, D. W. Rutterford, J. M., Fenton-O’Creevy, M. P. & Kodwani, D (2017) Stock market investors’ use of stop losses and the disposition effect. The European Journal of Finance 23(2): 130 - 152. DOI: http://dx.doi.org/10.1080/1351847X.2015.1048375

2017

Fenton-O'Creevy, M., Lins, J. T., Vohra, S., Richards, D. W., Davies, G., & Schaaff, K. (2012). Emotion regulation and trader expertise: Heart rate variability on the trading floor. Journal of Neuroscience, Psychology, and Economics, 5(4): 227-237. doi:10.1037/a0030364

2012