Dr. Sunwoo T. Lee is an Assistant Professor in the School of Administrative Studies at York University. She received a B.S. in Consumer Sciences and Business Administration, and an M.S. in Consumer Sciences from the Seoul National University, and a Ph.D. in Consumer Sciences from the Ohio State University. Her research interests include household economics, financial behaviors, financial decision-making processes, and the personal characteristics affecting those financial decisions.
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Degrees
Ph.D., Ohio State University
M.S., Seoul National University
B.S., Seoul National University
Lee, S. T., Kim, K. T., & Hanna, S. D. (2023). Consumer retirement planning behavior, Chapter 11 in Xiao, J. & Kumar, S. (Eds.). (2023). A Research Agenda for Consumer Financial Behavior, 145-156. Elgar Publishing.
2023
Hanna, S. D., Kim, K. T., & Lee, S. T. (2022). 15 Considerations when Planning for Retirement. De Gruyter Handbook of Personal Finance, 235-254.
2022
Journal Articles
Publication
Year
Lee, S. T., & Nam, Y. (2024). The silent diversion of knowledge: Examining inequality of financial knowledge. International Journal of Consumer Studies, 48(1), e12998.
2024
Nam, Y., & Lee, S. T. (2023). Behind the growth of FinTech in South Korea: Digital divide in the use of digital financial services. Telematics and Informatics, 81, 101995.
2023
Xiao, J. J., Kim, K. T., & Lee, S. (2023). Consumer Financial Capability and Financial Wellbeing; Multi-Year Analyses. Applied Research in Quality of Life, 19(2), 547-580.
2023
Kim, K. T., Hanna, S. D., & Lee, S. T. (2023). Investment literacy, overconfidence and cryptocurrency investment, Financial Services Review, 31(2/3), 121-132.
2023
Nam, Y., Lee, S. T., & Kim, K. T. (2023). Racial/ethnic differences in mobile payment usage: what do we know, and what do we need to know?. International Journal of Bank Marketing, 41(1), 52-69.
2023
Lee, S. T., & Kim, K. T. (2023). The COVID-19 pandemic and perceived risks of immigrants in the United States. International Journal of Bank Marketing, 41(5), 1136-1153.
2023
Kim, K. T., Lee, S., & Kim, H. (2022). Gender differences in financial knowledge overconfidence among older adults. International Journal of Consumer Studies, 46(4), 1223-1240.
2022
Kim, K. T., Lee, S., & Hanna, S. D. (2022). Has Financial Knowledge Increased in the United States?. Journal of Financial Counseling and Planning, 33(2), 205-216.
2022
Lee, S. T., & Hanna, S. D. (2022). What, Me Worry? Financial Knowledge Overconfidence and the Perception of Emergency Fund Needs. Journal of Financial Counseling and Planning, 33(1), 140-155.
2022
Lee, S. T., & Kim, K. T. (2021). A Decomposition Analysis of Racial/Ethnic Differences in Financial Knowledge and Overconfidence. Journal of Family and Economic Issues, 1-17.
2021
Hanna, S. D., Kim, K. T., Lindamood, S., & Lee, S. T. (2021). Husbands, wives, and financial knowledge in wealthy households. Financial Planning Review, 4(1), e1110.
2021
Lee, S. T., & Hanna, S. D. (2020). Financial knowledge overconfidence and early withdrawals from retirement accounts. Financial Planning Review, 3(2), e1091.
2020
Lee, S. T., & Kim, K. T. (2020). Propensity to plan, financial knowledge, overconfidence, and credit card management behaviors of Millennials. Family and Consumer Sciences Research Journal, 49(2), 123-143.
2020
Lee, S. T., Kim, M., & Choe, H. (2018). A Study on Retirement Portfolio Management Intention of Non-Retirees. Financial Planning Review, 11(1), 61-89.
2018
Lee, S., Choe, H., & Kim, M. (2017). Mental Accounting of Retired Household by the Type of Household Financial Strategy. Korean Journal of Human Ecology, 26(5), 403-417.
2017
Choe, H., Kim, M., Kwon, J., Lee, S. T., Jung, Y., & Kang, J. (2016). Content Analysis of Personal Finance Research in Korea: 2010-2015. Financial Planning Review, 9(4), 155-198.
2016
Research Reports
Publication
Year
Kim, K. T., Lee, S. T., & Valdes, O. (2023). Hidden Disparities: A Closer Look at the Financial Vulnerability of AAPI Adults, FINRA Investor Education Foundation, Insights: Financial Capability.
2023
Lee, S. T., & Kim, K. T. (2020). Millennials’ credit card management: Ways to improve through planning and financial knowledge, FINRA Investor Education Foundation, Insights: Financial Capability.
2020
Current Courses
Term
Course Number
Section
Title
Type
Winter 2025
AP/ADMS4508 3.0
M
Money Behaviours and Client Communicatio
ONCA
Winter 2025
AP/ADMS4508 3.0
N
Money Behaviours and Client Communicatio
ONCA
Dr. Sunwoo T. Lee is an Assistant Professor in the School of Administrative Studies at York University. She received a B.S. in Consumer Sciences and Business Administration, and an M.S. in Consumer Sciences from the Seoul National University, and a Ph.D. in Consumer Sciences from the Ohio State University. Her research interests include household economics, financial behaviors, financial decision-making processes, and the personal characteristics affecting those financial decisions.
Degrees
Ph.D., Ohio State University
M.S., Seoul National University
B.S., Seoul National University
Research Interests
Economics, Personal Finances, Consumer Sciences
All Publications
Book Chapters
Publication
Year
Lee, S. T., Kim, K. T., & Hanna, S. D. (2023). Consumer retirement planning behavior, Chapter 11 in Xiao, J. & Kumar, S. (Eds.). (2023). A Research Agenda for Consumer Financial Behavior, 145-156. Elgar Publishing.
2023
Hanna, S. D., Kim, K. T., & Lee, S. T. (2022). 15 Considerations when Planning for Retirement. De Gruyter Handbook of Personal Finance, 235-254.
2022
Journal Articles
Publication
Year
Lee, S. T., & Nam, Y. (2024). The silent diversion of knowledge: Examining inequality of financial knowledge. International Journal of Consumer Studies, 48(1), e12998.
2024
Nam, Y., & Lee, S. T. (2023). Behind the growth of FinTech in South Korea: Digital divide in the use of digital financial services. Telematics and Informatics, 81, 101995.
2023
Xiao, J. J., Kim, K. T., & Lee, S. (2023). Consumer Financial Capability and Financial Wellbeing; Multi-Year Analyses. Applied Research in Quality of Life, 19(2), 547-580.
2023
Kim, K. T., Hanna, S. D., & Lee, S. T. (2023). Investment literacy, overconfidence and cryptocurrency investment, Financial Services Review, 31(2/3), 121-132.
2023
Nam, Y., Lee, S. T., & Kim, K. T. (2023). Racial/ethnic differences in mobile payment usage: what do we know, and what do we need to know?. International Journal of Bank Marketing, 41(1), 52-69.
2023
Lee, S. T., & Kim, K. T. (2023). The COVID-19 pandemic and perceived risks of immigrants in the United States. International Journal of Bank Marketing, 41(5), 1136-1153.
2023
Kim, K. T., Lee, S., & Kim, H. (2022). Gender differences in financial knowledge overconfidence among older adults. International Journal of Consumer Studies, 46(4), 1223-1240.
2022
Kim, K. T., Lee, S., & Hanna, S. D. (2022). Has Financial Knowledge Increased in the United States?. Journal of Financial Counseling and Planning, 33(2), 205-216.
2022
Lee, S. T., & Hanna, S. D. (2022). What, Me Worry? Financial Knowledge Overconfidence and the Perception of Emergency Fund Needs. Journal of Financial Counseling and Planning, 33(1), 140-155.
2022
Lee, S. T., & Kim, K. T. (2021). A Decomposition Analysis of Racial/Ethnic Differences in Financial Knowledge and Overconfidence. Journal of Family and Economic Issues, 1-17.
2021
Hanna, S. D., Kim, K. T., Lindamood, S., & Lee, S. T. (2021). Husbands, wives, and financial knowledge in wealthy households. Financial Planning Review, 4(1), e1110.
2021
Lee, S. T., & Hanna, S. D. (2020). Financial knowledge overconfidence and early withdrawals from retirement accounts. Financial Planning Review, 3(2), e1091.
2020
Lee, S. T., & Kim, K. T. (2020). Propensity to plan, financial knowledge, overconfidence, and credit card management behaviors of Millennials. Family and Consumer Sciences Research Journal, 49(2), 123-143.
2020
Lee, S. T., Kim, M., & Choe, H. (2018). A Study on Retirement Portfolio Management Intention of Non-Retirees. Financial Planning Review, 11(1), 61-89.
2018
Lee, S., Choe, H., & Kim, M. (2017). Mental Accounting of Retired Household by the Type of Household Financial Strategy. Korean Journal of Human Ecology, 26(5), 403-417.
2017
Choe, H., Kim, M., Kwon, J., Lee, S. T., Jung, Y., & Kang, J. (2016). Content Analysis of Personal Finance Research in Korea: 2010-2015. Financial Planning Review, 9(4), 155-198.
2016
Research Reports
Publication
Year
Kim, K. T., Lee, S. T., & Valdes, O. (2023). Hidden Disparities: A Closer Look at the Financial Vulnerability of AAPI Adults, FINRA Investor Education Foundation, Insights: Financial Capability.
2023
Lee, S. T., & Kim, K. T. (2020). Millennials’ credit card management: Ways to improve through planning and financial knowledge, FINRA Investor Education Foundation, Insights: Financial Capability.