sunwool


Sunwoo Lee

Photo of Sunwoo Lee

School of Administrative Studies

Assistant Professor

Email: sunwool@yorku.ca


Dr. Sunwoo T. Lee is an Assistant Professor in the School of Administrative Studies at York University. She received a B.S. in Consumer Sciences and Business Administration, and an M.S. in Consumer Sciences from the Seoul National University, and a Ph.D. in Consumer Sciences from the Ohio State University. Her research interests include household economics, financial behaviors, financial decision-making processes, and the personal characteristics affecting those financial decisions.

More...

Degrees

Ph.D., Ohio State University
M.S., Seoul National University
B.S., Seoul National University

Research Interests

Economics , Personal Finances, Consumer Sciences
Book Chapters

Publication
Year

Lee, S. T., Kim, K. T., & Hanna, S. D. (2023). Consumer retirement planning behavior, Chapter 11 in Xiao, J. & Kumar, S. (Eds.). (2023). A Research Agenda for Consumer Financial Behavior, 145-156. Elgar Publishing.

2023

Hanna, S. D., Kim, K. T., & Lee, S. T. (2022). 15 Considerations when Planning for Retirement. De Gruyter Handbook of Personal Finance, 235-254.

2022

Journal Articles

Publication
Year

Lee, S. T., & Nam, Y. (2024). The silent diversion of knowledge: Examining inequality of financial knowledge. International Journal of Consumer Studies, 48(1), e12998.

2024

Nam, Y., & Lee, S. T. (2023). Behind the growth of FinTech in South Korea: Digital divide in the use of digital financial services. Telematics and Informatics, 81, 101995.

2023

Xiao, J. J., Kim, K. T., & Lee, S. (2023). Consumer Financial Capability and Financial Wellbeing; Multi-Year Analyses. Applied Research in Quality of Life, 19(2), 547-580.

2023

Kim, K. T., Hanna, S. D., & Lee, S. T. (2023). Investment literacy, overconfidence and cryptocurrency investment, Financial Services Review, 31(2/3), 121-132.

2023

Nam, Y., Lee, S. T., & Kim, K. T. (2023). Racial/ethnic differences in mobile payment usage: what do we know, and what do we need to know?. International Journal of Bank Marketing, 41(1), 52-69.

2023

Lee, S. T., & Kim, K. T. (2023). The COVID-19 pandemic and perceived risks of immigrants in the United States. International Journal of Bank Marketing, 41(5), 1136-1153.

2023

Kim, K. T., Lee, S., & Kim, H. (2022). Gender differences in financial knowledge overconfidence among older adults. International Journal of Consumer Studies, 46(4), 1223-1240.

2022

Kim, K. T., Lee, S., & Hanna, S. D. (2022). Has Financial Knowledge Increased in the United States?. Journal of Financial Counseling and Planning, 33(2), 205-216.

2022

Lee, S. T., & Hanna, S. D. (2022). What, Me Worry? Financial Knowledge Overconfidence and the Perception of Emergency Fund Needs. Journal of Financial Counseling and Planning, 33(1), 140-155.

2022

Lee, S. T., & Kim, K. T. (2021). A Decomposition Analysis of Racial/Ethnic Differences in Financial Knowledge and Overconfidence. Journal of Family and Economic Issues, 1-17.

2021

Hanna, S. D., Kim, K. T., Lindamood, S., & Lee, S. T. (2021). Husbands, wives, and financial knowledge in wealthy households. Financial Planning Review, 4(1), e1110.

2021

Lee, S. T., & Hanna, S. D. (2020). Financial knowledge overconfidence and early withdrawals from retirement accounts. Financial Planning Review, 3(2), e1091.

2020

Lee, S. T., & Kim, K. T. (2020). Propensity to plan, financial knowledge, overconfidence, and credit card management behaviors of Millennials. Family and Consumer Sciences Research Journal, 49(2), 123-143.

2020

Lee, S. T., Kim, M., & Choe, H. (2018). A Study on Retirement Portfolio Management Intention of Non-Retirees. Financial Planning Review, 11(1), 61-89.

2018

Lee, S., Choe, H., & Kim, M. (2017). Mental Accounting of Retired Household by the Type of Household Financial Strategy. Korean Journal of Human Ecology, 26(5), 403-417.

2017

Choe, H., Kim, M., Kwon, J., Lee, S. T., Jung, Y., & Kang, J. (2016). Content Analysis of Personal Finance Research in Korea: 2010-2015. Financial Planning Review, 9(4), 155-198.

2016

Research Reports

Publication
Year

Kim, K. T., Lee, S. T., & Valdes, O. (2023). Hidden Disparities: A Closer Look at the Financial Vulnerability of AAPI Adults, FINRA Investor Education Foundation, Insights: Financial Capability.

2023

Lee, S. T., & Kim, K. T. (2020). Millennials’ credit card management: Ways to improve through planning and financial knowledge, FINRA Investor Education Foundation, Insights: Financial Capability.

2020


Current Courses

Term Course Number Section Title Type
Fall 2024 AP/ADMS3541 3.0 A Personal Financial Planning LECT
Fall 2024 AP/ADMS3541 3.0 C Personal Financial Planning ONCA


Upcoming Courses

Term Course Number Section Title Type
Winter 2025 AP/ADMS4508 3.0 M Money Behaviours and Client Communicatio ONCA
Winter 2025 AP/ADMS4508 3.0 N Money Behaviours and Client Communicatio ONCA


Dr. Sunwoo T. Lee is an Assistant Professor in the School of Administrative Studies at York University. She received a B.S. in Consumer Sciences and Business Administration, and an M.S. in Consumer Sciences from the Seoul National University, and a Ph.D. in Consumer Sciences from the Ohio State University. Her research interests include household economics, financial behaviors, financial decision-making processes, and the personal characteristics affecting those financial decisions.

Degrees

Ph.D., Ohio State University
M.S., Seoul National University
B.S., Seoul National University

Research Interests

Economics , Personal Finances, Consumer Sciences

All Publications


Book Chapters

Publication
Year

Lee, S. T., Kim, K. T., & Hanna, S. D. (2023). Consumer retirement planning behavior, Chapter 11 in Xiao, J. & Kumar, S. (Eds.). (2023). A Research Agenda for Consumer Financial Behavior, 145-156. Elgar Publishing.

2023

Hanna, S. D., Kim, K. T., & Lee, S. T. (2022). 15 Considerations when Planning for Retirement. De Gruyter Handbook of Personal Finance, 235-254.

2022

Journal Articles

Publication
Year

Lee, S. T., & Nam, Y. (2024). The silent diversion of knowledge: Examining inequality of financial knowledge. International Journal of Consumer Studies, 48(1), e12998.

2024

Nam, Y., & Lee, S. T. (2023). Behind the growth of FinTech in South Korea: Digital divide in the use of digital financial services. Telematics and Informatics, 81, 101995.

2023

Xiao, J. J., Kim, K. T., & Lee, S. (2023). Consumer Financial Capability and Financial Wellbeing; Multi-Year Analyses. Applied Research in Quality of Life, 19(2), 547-580.

2023

Kim, K. T., Hanna, S. D., & Lee, S. T. (2023). Investment literacy, overconfidence and cryptocurrency investment, Financial Services Review, 31(2/3), 121-132.

2023

Nam, Y., Lee, S. T., & Kim, K. T. (2023). Racial/ethnic differences in mobile payment usage: what do we know, and what do we need to know?. International Journal of Bank Marketing, 41(1), 52-69.

2023

Lee, S. T., & Kim, K. T. (2023). The COVID-19 pandemic and perceived risks of immigrants in the United States. International Journal of Bank Marketing, 41(5), 1136-1153.

2023

Kim, K. T., Lee, S., & Kim, H. (2022). Gender differences in financial knowledge overconfidence among older adults. International Journal of Consumer Studies, 46(4), 1223-1240.

2022

Kim, K. T., Lee, S., & Hanna, S. D. (2022). Has Financial Knowledge Increased in the United States?. Journal of Financial Counseling and Planning, 33(2), 205-216.

2022

Lee, S. T., & Hanna, S. D. (2022). What, Me Worry? Financial Knowledge Overconfidence and the Perception of Emergency Fund Needs. Journal of Financial Counseling and Planning, 33(1), 140-155.

2022

Lee, S. T., & Kim, K. T. (2021). A Decomposition Analysis of Racial/Ethnic Differences in Financial Knowledge and Overconfidence. Journal of Family and Economic Issues, 1-17.

2021

Hanna, S. D., Kim, K. T., Lindamood, S., & Lee, S. T. (2021). Husbands, wives, and financial knowledge in wealthy households. Financial Planning Review, 4(1), e1110.

2021

Lee, S. T., & Hanna, S. D. (2020). Financial knowledge overconfidence and early withdrawals from retirement accounts. Financial Planning Review, 3(2), e1091.

2020

Lee, S. T., & Kim, K. T. (2020). Propensity to plan, financial knowledge, overconfidence, and credit card management behaviors of Millennials. Family and Consumer Sciences Research Journal, 49(2), 123-143.

2020

Lee, S. T., Kim, M., & Choe, H. (2018). A Study on Retirement Portfolio Management Intention of Non-Retirees. Financial Planning Review, 11(1), 61-89.

2018

Lee, S., Choe, H., & Kim, M. (2017). Mental Accounting of Retired Household by the Type of Household Financial Strategy. Korean Journal of Human Ecology, 26(5), 403-417.

2017

Choe, H., Kim, M., Kwon, J., Lee, S. T., Jung, Y., & Kang, J. (2016). Content Analysis of Personal Finance Research in Korea: 2010-2015. Financial Planning Review, 9(4), 155-198.

2016

Research Reports

Publication
Year

Kim, K. T., Lee, S. T., & Valdes, O. (2023). Hidden Disparities: A Closer Look at the Financial Vulnerability of AAPI Adults, FINRA Investor Education Foundation, Insights: Financial Capability.

2023

Lee, S. T., & Kim, K. T. (2020). Millennials’ credit card management: Ways to improve through planning and financial knowledge, FINRA Investor Education Foundation, Insights: Financial Capability.

2020


Current Courses

Term Course Number Section Title Type
Fall 2024 AP/ADMS3541 3.0 A Personal Financial Planning LECT
Fall 2024 AP/ADMS3541 3.0 C Personal Financial Planning ONCA


Upcoming Courses

Term Course Number Section Title Type
Winter 2025 AP/ADMS4508 3.0 M Money Behaviours and Client Communicatio ONCA
Winter 2025 AP/ADMS4508 3.0 N Money Behaviours and Client Communicatio ONCA