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Project Summary:

“Including Us All” is a research and outreach project that seeks to increase financial inclusion by expanding the capacity of local community groups in inner-city, low-income communities, mainstream and alternative financial industry stakeholders, and government policy makers in Canada to understand and use research about financial education and financial services on the “fringe” of the Canadian financial services industry, including micro-credit programs, payday and other high-cost consumer loans.

Project Description:

The York University Community Finance Project (YUCFP) is a community-based research project that explores issues related to consumer financial services. Our principal research question is: how do we ensure that all Canadian financial consumers have access to “a range of quality financial services at affordable prices, with convenience, dignity, and consumer protections, delivered by a range of providers in a stable, competitive market to financially capable clients” (Center for Financial Inclusion of ACCION)? Foregrounding social justice, we strive to uncover and develop best policies and practices around "Community Based Finance for Community Capacity Building." We bring a critical theoretical perspective to projects in financial inclusion, micro-finance and alternative consumer financial services, digital consumer financial innovation and consumer financial protection. Research projects benefit from the wisdom of our community partners, the creative energy of our students and the public's funding of research in Canada. For more information, please visit Community Finance Project's webpage at www.yorku.ca/yucfp

Project Type:
Funded

Project Role:
Principal Investigator

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Funder:
SSHRC

Year Project Started:
ongoing

Collaborator:

Collaborator Institution:
Black Creek Financial Action Network (cec.info.yorku.ca/bcfan/)

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